Real estate debt: A cautious recovery
Posted: 27 Feb 2026 | Share
Alternative Credit Investor recently featured Leumi UK’s Nick Westoby in their article “Real estate debt: A cautious recovery”, exploring how confidence is gradually returning to the real estate debt market.
Nick shares how lender behaviour is shifting, noting the impact of banks re‑entering the market: “Loan pricing is increasingly competitive; with both UK and overseas banks returning to the market.”
He also highlights a key differentiator for alternative lenders: “Banks’ lending criteria remain relatively narrow, lacking the agility of alternative lenders who can be more flexible and nimble.”
This agility - paired with the team’s strong sector understanding - is core to how Leumi UK supports clients, particularly in a market that remains selective by asset, sponsor and location. It’s a shifting landscape - but one where our commitment to building trusted relationships combined with our flexible approach continues to add real value for borrowers navigating the next phase of the cycle.