Leumi 2025 - Financial Results
Posted: 06 Mar 2026 | Share
Key Messages
- Bank Leumi met the challenging targets it set for 2025: Record Net income – NIS 10.3 billion ($3.2 billion); High double-digit ROE -15.8%; An unprecedented dividend of approx. NIS 6 billion ($1.9 billion)
- Responsible growth in the loan portfolio: an increase of 14.1% in 2025 – significantly higher than the set strategic target (an increase of 8%-10%). The corporate portfolio grew by 20.5%, with a leap in national infrastructure
- The growth in the loan portfolio was achieved while improving credit quality indicators: NPL ratio is among the lowest in the banking system – 0.40%, and loan loss expense rate of only 0.09% in 2025
- Total capital return (cash dividend and share buyback) for 2025 amounted to NIS 5.9 billion ($1.9 billion) – which constitutes 58% of the annual net income – above the set strategic target (at least 50% of the net income).
- Due to the accelerated implementation of an advanced AI strategy and the integration of new technologies, including in the cloud sphere, Leumi's efficiency ratio remains low over time and is one of the best in the globalfinancial system: 29.3%
- Robust financial indicators: Common equity tier 1 capital ratio of 12.05%, total capital ratio of 14.08% and liquidity coverage ratio of 127%
- Operation "Lion's Roar": Bank Leumi has entered the operation in a solid financial position, with significant capital surplus and a high level of liquidity. At this stage no impact is expected on the bank's results