Terms & Conditions
Accessing this Site
You should access this Site through the homepage and not straight to individual pages of this Site. Throughout this Site there are words highlighted in bold and underlined in the text. If you click on these words you will be taken to another page of this Site or part of that page. Depending on your screen resolution, the text and materials on one page of this Site may not fit entirely into one screen. Where this occurs, you should use the vertical and/or horizontal scroll bars in order to access the entire content of the page. If you do not do this you may not see important material and information. Leumi ABL shall not have any liability if a user suffers loss or damage as a result of failing to use and access this Site properly.
As noted above if you access individual pages directly you may not see important material and information including links to important legal or regulatory information which should be read in conjunction with the Rules of Use and Leumi ABL’s Privacy Policy and other relevant information. Leumi ABL shall not have any liability if a user suffers loss or damage as a result of failing to see relevant legal or regulatory information displayed on this Site.
Access to this Site is permitted on a temporary basis, and Leumi ABL reserves the right to withdraw or amend the service it provides on this Site without notice. Leumi ABL will not be liable if for any reason this Site is not available at any time or for any period.
If you choose, or are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential and you must not disclose it to any third party. We have the right to disable any such user identification code or password, whether chosen by you or allocated by Leumi ABL, at any time, if in Leumi ABL’s opinion you have failed to comply with any of the provisions of these Rules of Use.
You are responsible for making all arrangements necessary for you to access this Site. You are also responsible for ensuring that all persons who access this Site through your internet connection are aware of these terms, and that they comply with them.
Use of Website and Content
Copyright in the contents of, and in all information contained on this Site, vests in (or is duly licensed to) Leumi ABL. All rights not expressly granted therein are reserved by Leumi ABL. You may download to disk and retain a single copy of all or any of the pages (including parts of pages) contained on this Site and print one single hard copy of same for your own personal use. Apart from the foregoing use, no page or part of a page or other information contained on this Site may be copied, reproduced, stored, adapted, transmitted, disseminated, broadcast or performed in any form or by any process, without the specific prior written consent of Leumi ABL. Users should not remove or alter any copyright or other notices of proprietary restrictions from any content or materials appearing within this Site. Any unauthorised downloading, re-transmission or other copying or modification of any page or part of a page or information therein may well be in breach of statutory or common law rights which could be the subject of legal action.
Use of Cookies
Our Cookies Policy is available to read here.
Updating Site Content and Security
The information contained or displayed on this Site is believed by Leumi ABL to be reliable when displayed.
Whilst Leumi ABL has taken reasonable care to ensure that the information and functions contained or displayed on this Site are complete and correct, Leumi ABL does not warrant or represent that such information or functions is or are free from errors or omissions or that the information contained or displayed on this Site is suitable for your intended use. Leumi ABL therefore disclaims all liability and responsibility arising from any reliance placed on such materials by any visitor to this Site, or by anyone who may be informed of its contents.
Leumi ABL aims to update this Site regularly and may change the content at any time. However, any of the material on this Site may be out of date at any given time and Leumi ABL makes no commitment to update the content and materials on this Site. The use of the internet and transmitting information to or from this Site may not be secure from access by third parties and therefore may not remain confidential or private. If you choose to retain a hard or soft copy of all or any of these pages (including parts of pages) please ensure that the copy which is being relied upon is the most up-to-date version of that information available, by accessing this Site and refreshing/updating any cached copy of this Site or relevant part of it. Information published at this Site may refer to products, information or services that are not available in your country or locality. Leumi ABL is not obliged to provide such products, information and services and it reserves the right not to do so. The products, information and services published in this Site are not being made available to all users which access this Site and the products, information or services can be withdrawn at any time. Leumi ABL is not in any way obliged to act upon any instructions received from users of this Site.
Leumi ABL takes all reasonable precautions to protect our users’ information. Our e-mail enquiry forms are not sent via an encrypted channel and for this reason we ask that you do not include sensitive personal information when using them. When Leumi ABL’s registration/application form asks users to enter sensitive information (such as Bank account details), such information is encrypted and is protected with SSL encryption software. While we use SSL encryption to protect sensitive information online, we will use all reasonable endeavours to protect user-information off-line. However, any personal details or other information entered onto or submitted through this Site or by e-mail to Leumi ABL is entered or transmitted at the user’s risk and Leumi ABL shall not be liable for any such information being intercepted or accessed by any third party without the knowledge of Leumi ABL or any of its employees or agents. Access to all of our users’ information, not just the sensitive information mentioned above, is restricted in our offices. Only employees who need the information to perform a specific job are granted access to personally identifiable information. Leumi ABL’s employees use password-protected screen-savers when they leave their desk. When they return, they re-enter their password to re-gain access to your information. Furthermore, ALL employees are kept up-to-date on our security and privacy practices.
Use of Personal Information
Where we collect personal information about you, this personal information may be transferred to and/or shared with and/or used by other members of the Group in accordance with the Privacy Notice.
Telephone calls to the numbers detailed on this Site may be recorded or monitored. This is for your security and with the aim of improving service and for staff training.
Leumi ABL uses IP addresses to analyse trends, administer this Site, track users’ movement and gather broad demographic information for aggregate use. IP addresses are not linked to other personally identifiable information.
Leumi ABL and, or any third party engaged by Leumi ABL to carry out research for the purposes noted above will use cookies or other similar text files or programs when you visit certain parts of this Site. A cookie is a small file which is sent to your browser and stored on your computer’s hard disc and helps Leumi ABL understand and track your use of this Site and where it can improve the information and services provided. Leumi ABL uses cookies solely to gather information on IP addresses, to analyse trends, administer this Site, track user’s movements on this Site and gather broad demographic information for aggregate use. IP addresses are not linked to other personally identifiable information and will not be used to deliver targeted marketing messages. For information about blocking the use of cookies, please refer to the instructions/help screen on your Internet browser. Please note that you may not be able to use or access certain parts of this Site or online services if you block the use of cookies.
Communication via this Site
You will not post or transmit any statement or material while accessing or using this Site that is unlawful, obscene, indecent, libellous, pornographic, offensive, defamatory, threatening, abusive, libel to incite racial hatred, discriminatory, menacing, threatening, scandalous, blasphemous, in breach of confidence, in breach of privacy or that would be considered a criminal offence, give rise to civil liability or otherwise be contrary to the law of or infringe the rights of any third party enforceable in any part of the United Kingdom or elsewhere.
You are liable for any posting on or transmission to this Site by you and Leumi ABL accepts no responsibility and/or liability in relation thereto.
Any material you upload to this Site will be considered non-confidential and non-proprietary, and Leumi ABL has the right to use, copy, distribute, and disclose to third parties any such material for any purpose. Leumi ABL will co-operate fully with any enforcement, authority or court order requesting or directing Leumi ABL to disclose the identity or location of anyone in breach or allegedly in breach of any of the above.
Viruses, Hacking and Other Offences
Leumi ABL and its related companies and businesses and personnel cannot guarantee that any file or program available for download and/or execution from or via this Site is free of computer viruses or other conditions which could damage or interfere with data, hardware or software with which it might be used. All files and/or programs published on this Site are published on the strict condition that you, the user, assume all risk of use and Leumi ABL hereby excludes liability for all and any consequences of your use of such files or programs.
You will not transmit any technically harmful postings or transmissions to or through this Site (which shall include but not be limited to computer viruses, logic bombs, Trojan horses, worms, harmful components, corruptive data or other malicious software or harmful data) or engage in other practices of mis-use (which shall include but not be limited to hacking).
Leumi ABL does not accept any liability for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of this Site or to your downloading of any material posted on it, or on any website linked to it.
Governing Law
All disputes relating to this website and this disclaimer shall be governed by the Laws of England and Wales and the parties submit to the exclusive jurisdiction of the Courts of England and Wales.